Xaults turns unpaid delivery-platform invoices into instant cash. Restaurants get paid early, financiers earn a return, and platforms settle on schedule. Here’s exactly what each side does.
Three participants, one marketplace.
Sells its delivery invoices at a small discount to get cash today instead of waiting weeks.
Buys those invoices, fronts the cash, and earns the discount as profit when they settle.
Pays the invoice on the settlement date — the funds now go to whoever owns it.
Vendors / merchants who sell on delivery platforms and want cash now instead of waiting for the settlement date.
Sign up as a Restaurant (or log in if you already have an account) to reach your dashboard.
Link the food-delivery platforms you sell on so Xaults can pull in your orders and settlement data.
See, at a glance, how much working capital you can unlock.
This is the core action — and it’s a few quick screens. Pick a platform, decide how much to finance and at what discount, then confirm. Here’s the full flow:
On “Sell Invoices”, each card shows what’s available per platform. Click Finance on the one you want (or View to inspect the underlying invoices first).
The finance screen shows the total available and the settlement date. Type how much you want to sell and the discount you’re willing to offer financiers.
“I receive a total of” updates live (e.g. AED 5,000 at 5% → AED 4,750). When it looks right, hit Sell Invoices to publish the request to the marketplace.
Follow each request as financiers fund it.
Funds settle into your in-app wallet, ready to use for your business.
Investors who buy restaurants’ invoices at a discount and earn the spread when the platform settles — and can resell those invoices to other financiers too.
Sign up as a Financier (or log in) to access the marketplace and your portfolio.
Explore live financing opportunities across every platform.
Placing a buy order is a short, guided flow — set your terms, see the live market, commit a budget, then watch it land in your portfolio. Here’s each screen:
From the Marketplace, choose a platform and click Trade to open the order screen.
See Current Market Volume, Best Buy / Sell rates and a market-depth chart. Enter the minimum discount you want to invest at — “Market Available” shows how much you can buy at that rate.
Type your budget (checked against your available balance) and hit Buy Tokens. The matcher fills your order against sellers at your rate or better.
“My Portfolio” tracks Currently Invested, Cash Reserved and Cash Available, plus Profit Earned and Profit Expected as orders fill.
Already own invoices? You can sell them on to other financiers before settlement — to free up cash or lock in profit early.
Monitor every order, then collect principal plus interest on the settlement date.
Your capital lives in your in-app wallet, where every settlement and payout is tracked alongside what you have committed to live orders.
Delivery platforms (Talabat, Careem, Noon Food) that owe restaurants and settle the financed invoices on the due date.
Log in with your platform account to reach the settlement dashboard.
On the settlement date, pay out each fulfilled invoice with one click.
Create your account and pick your role — restaurant, financier or platform — to jump into the flow above.